Charlotte, NC Mortgage Company

A Feeling of Security - working with a Mortgage Banker

It makes a difference that American Security Mortgage is a mortgage banker.

• Doing business with a Mortgage Banker rather than a mortgage broker makes a big difference. When you, a Realtor or Homebuilder do business with American Security Mortgage you enter into a stress free relationship. This is because we process, underwrite, approve and issue the attorney's closing instructions on your loan ourselves without having to send it to a third party to underwrite and prepare closing instructions.
• Being a Mortgage Banker also means we use our own money to fund your loan. You don't have to wait for a check to be express mailed or wired from a distant location to your attorney.
• We're Preferred. American Security Mortgage is the preferred lender for many quality builders. If you are a builder, Realtor or individual borrower, American Security Mortgage should be your preferred mortgage lender.

American Security Mortgage is a dynamic work environment.

• We ask everyone to embrace teamwork, to accept innovation when it provides a better way to perform tasks and to show a willingness to adapt to a constantly changing marketplace.
• Loan Officers: Experienced, Knowledgeable and Sensitive to Customer Needs. On call on weekends.
• Loan Processors: Experienced in processing all Government and Conventional mortgage products.
• Underwriters: Our underwriters use Federal National Mortgage Assoc. (Fannie Mae-FNMA) and Federal Home Loan Mortgage Corp. (Freddie Mac-FHLMC) underwriting technology for same day as submitted underwriting decisions.
• Our underwriters also have FHA "D.E." (Direct Endorsement) designations which allow us to commit and close FHA loans without further underwriting review.
• Loan Closing: American Security Mortgage uses the most advanced and sophisticated automated technology for interfacing and electronic delivery to closing attorneys.